1. Get pre-approved before you browse. Full lender pre-approval is expected before any offer is considered. Pre-qualification is not the same thing and will not carry the same weight with sellers. Even better than a pre-approval is getting underwritten. Do yourself the favor and take it one step further!
2. Read disclosure packages before you bid. Most San Francisco homes for sale come with detailed packages covering inspections, permit history, HOA documents, and seller disclosures. Review them in full and in detail before submitting, not after.
3. Understand offer review dates. Many San Francisco houses for sale are listed with a set review date on which all offers are evaluated simultaneously. You submit on the seller's schedule, not yours.
4. Know your neighborhoods before you fall in love with an address. Each pocket of San Francisco has distinct character, commute patterns, weather, and pricing dynamics worth understanding before you commit.
Work with someone who knows the the different micro-markets across the San Francisco Bay Area. You don’t want an agent who pressures you into a particular area, just because that is what they know best. You want an agent who takes the time to get to know you, your lifestyle, your priorities, and your goals for the next several years. That agent should then be able to help match you to the perfect area for you (maybe even somewhere you hadn’t considered). Each area has slightly different market dynamics, so you want an agent who understands it all and can flex with you and your search.
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